Good financial habits can have an impact that passes down generations.  Rachel Cruze, daughter of Financial Peace University’s founder Dave Ramsey shares powerful lessons gained from being raised by a financial expert and tips from their book .

The concept of giving is so key to living a life of good stewardship. We tend to think that we would give more if we only had more money. But Rachel shares a compelling quote from John D Rockefeller, one of the richest men in history, who noted that starting to give when he had little set the trend for the rest of his life.

What was it like to grow up in the Ramsey house?! Rachel explains how her parents helped instill wise money management in practical ways. While many parents are reluctant to be heavy handed in the way they teach giving to their kids, Rachel encourages us to be proactive and intentional. It’s too important a concept not to make the effort.

One of Rachel’s central passions is the issue of excessive debt in America. She expresses why she’s so concerned for the younger generation, so many of whom are living beyond their means. Her hope is for people to be able to live debt free and experience the freedom that come from such an existence. She lays out how living that way can change our lives – not only financially but emotionally and spiritually as well.

“If you don’t have money, you can’t buy it.” It sounds so simple, but Rachel believes that concept has been lost. She explains how her parents helped her learn that lesson and the difference it’s made in her life.

Highlight: The Envelope System

Learning from our parents